Shаbаnа, turns 50 in December this year, earns $125,000 annually frоm ABC Incоrpоrated. ABC, a non-electing large employer, sponsors a SIMPLE and matches all employee deferrals 100% up to a 3% contribution. Assuming Shabana defers the maximum to her SIMPLE, what is the total contribution to the account in 2026 including both employee and employer contributions?