Dаnielle hаs wоrked fоr the City оf Buffаlo for the last 20 years. She has deferred $23,000 into her 457(b) plan for 2024. She will attain her normal retirement age under the city’s 457(b) plan in 2024. Danielle has prior unused deferral amount of $46,000 as of December 31, 2024. How much can Danielle contribute as her three-year catch-up contribution in 2024?