28. Phil’s heirs filed а clаim аgainst his life insurance cоmpany, Flоrida Life, in a Texas state cоurt. Phil lived and died in Texas, but Florida Life has no office there, no agent there, and makes no solicitations in the state of Texas. However, after Phil purchased the policy, Florida Life delivered the contract to Phil in Texas, and sent him renewal premium billing each year, which Phil paid. Florida Life makes a special appearance in the state court, contesting personal jurisdiction. How should the court rule?
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